Budget? Do you have one.

Written January 2020 Updated 9/14/21

   Sometimes poor is a state of mind and other times we just don’t know how to manage our money and lives. How to say no!  We slide from one mess to another instead of taking time to focus on cleaning up one mess, before getting into another one.  Some families give the appearance, as do their children of being very wealthy, when they are living off credit cards, owe everyone, are scared to death of what the next day is going to bring.

Remind your children, grandchildren, stepchildren,  what they have to be grateful about such as:

A family that stays together, even when the going gets so tough.

A chance to pray! Reflect! Meditate.

A roof over their heads.  Utilities that are paid so you have heat in the winter, and are able to be cool in the summer.

A chance to save if you have a job.  Get a savings plan started so you will feel rich when you see how it has grown. It is called savings, savings, and savings.

Food on the table.

Pets and more pets and then more pets.

Clothing, maybe not the most expensive, but why would you want expensive anyway, in a couple of months you will have grown and need new outfits.

Friends who are allowed to come to your house.

Love from parents and grandparents .Love can be defined in many ways. Love may not be visable at all times but it is there.

Exercise, ride bicycles, help with laundry, keep the house clean  or work in the yard. Don’t forget to shovel the snow when it arrives. Don’t wait to be asked.

Journal about the above, what works and why it worked.

One day at a time!

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