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Budget key to learning to live frugally.

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My beginning budget is geared to people who are really interested in living on a budge. It is very simplistic and one you can copy and play around with until you get it exactly the way you want it. . Those of you who have been budgeting for years will probably yawn when reading this, but maybe not.

Budget defined – a plan (a plan, not a written in blood for coordinating income and expenses. Is your family ready to come on board with this? Their support is wanted, needed and teenagers must be onboard.

To start write down your bring home pay for a month and then write down your expenses. This will overwhelm you at first. Try to be as thorough as possible. Remember we are just starting this. We are working on a budget at our house again and believe me it takes time.

Go slowly and decide after you all look at things what you want to tackle first. Be sensible as you want to make progress, little by little It reminds me of losing weight. Do one small thing the first month and by that time you will see what changes you need to make on your beginning budget sheet .

When listing priorities never leave out rent or mortgage, utilities and food. People who do this end in deep do! do! People tend not to pay the must haves first and then they are really floundering.

More information coming on budgeting and becoming frugal. It is an ongoing process and takes patience and practice.

Again always mention my Young Living essential oils. Learning how to help others by continuing to educate myself.

DISCLOSURE
This blog is a personal informational blog. It contains my opinions, does not reflect the opinion of any organization I am affiliated with. This blog does not contain professional advice, only suggestions, informational ideas and tips. If a readers relies on anything in this blog it is at their own risk. This blog may contain mistakes and errors. I reserve the right to change this blog and change my focus or content at any time.

Information found on this site related to Young Living Essential Oils , is meant for educational and informational purposes only. Not meant to cure, prevent or treat any disease.  Statements on this website have not been evaluated by the Food and Drug Administration.  If you are pregnant, nursing, taking medication, or have a medical condition, consult your physician before using these products.

Want to join the Young Living Essential Oils adventure? Become a member here!

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Life, how interesting, strange at times, but interesting!

Life is interesting, sometimes challenging, but interesting most of the time. Of course you have to want it to be interesting. At my time of life I could be sitting abound feeling down in the dumps and doing nothing, but here I am learning to use my new sewing machine, writing a blog and learning , learning and learning.

We all have to determine what we consider interesting and I find a good way to do that right now is to observe the people on TV who are trying to bring us information on a daily basis. They report and our job is to sort out what is fact and what is not? What is relevant and what is not. Hard job for all of us. Harder still to keep our mouths closed if we really do not know what we are talking about.

Some thing else I have found to be interesting at this time, is guessing why some of the people I see are on the road. My reason for being on the road at 5:45AM is to get my husband to a treatment center for his appointment and picking him up, later in the morning. I always hope the people out and about are in essential jobs and then I wonder what some people consider essential.

Just my thoughts. Be safe! Don’t forget to check out Young Living essential oils, listed below.

This blog contains affiliated links. As an Amazon Associate, I earn from qualifying purchases. If you click on any one of my links and make a purchase, I will receive a commission at no extra cost to you.

The above affiliate statement applies to any affiliate.

DISCLOSURE
This blog is a personal informational blog. It contains my opinions, does not reflect the opinion of any organization I am affiliated with. This blog does not contain professional advice, only suggestions, informational ideas and tips. If a readers relies on anything in this blog it is at their own risk. This blog may contain mistakes and errors. I reserve the right to change this blog and change my focus or content at any time.

Information found on this site related to Young Living Essential Oils , is meant for educational and informational purposes only. Not meant to cure, prevent or treat any disease.  Statements on this website have not been evaluated by the Food and Drug Administration.  If you are pregnant, nursing, taking medication, or have a medical condition, consult your physician before using these products.

Want to join the Young Living Essential Oils adventure? Become a member here!

Looking for Young Living products for you and your home? Shop here!